Social Security in the United States is one of the most important support networks for millions of citizens. However, during June 2025, many beneficiaries need to pay attention to certain changes that could affect their payments. If your payment may be delayed or altered, it's essential to know the possible reasons and act quickly.
Although the payment schedule remains mostly the same, this month will bring some important adjustments. If you're a new applicant or if you're among the beneficiaries affected by garnishments, there are details you need to keep in mind.
June 2025 payment schedule
The general Social Security payment schedule is kept, but with two changes to consider. Beneficiaries will see payments as usual, but some may experience delays. Below, we detail the key dates:
- June 3: SSI beneficiaries and those who received Social Security before May 1997.
- June 12: People born between the 1st and 10th of any month.
- June 18: Birth dates from the 11th to the 20th (delayed one day due to Juneteenth).
- June 25: Beneficiaries with birthdays from the 21st to the 31st.
If your payment doesn't arrive on time, the Social Security Administration (SSA) recommends waiting three business days before contacting the agency. If the delay persists, you can contact your bank or the SSA for more information.
Why will some beneficiaries face a 15% garnishment?
One of the most important changes this month affects certain retirees and disability beneficiaries. A 15% garnishment could be applied to those who have federal student loans in default. This measure was implemented under the Debt Collection Improvement Act.
Although payments won't be less than $750, beneficiaries with a tight budget may see a significant impact. If you have outstanding loans and haven't set up a payment plan, part of your check could be withheld. The SSA has sent notifications explaining how to set up a payment plan or explore debt forgiveness options.
How to prepare for delays in new applicants
An additional change affects those who have recently applied for retirement or disability benefits. Due to high demand, the SSA has reported that there could be delays in processing new applications. Current beneficiaries won't be affected by this measure, but it's important to be prepared for any wait.
In addition, it's crucial to keep all your information updated. Check your address, banking information, and any notifications received. Keeping your information up to date is essential to avoid unnecessary problems.
If you feel overwhelmed or need help, don't hesitate to visit the SSA website or call 1-800-772-1213 for personalized assistance.